Insurance that feels like family.
Health, life, and Medicare coverage from a local advisor who does the shopping for you and treats you like a neighbor, because here, you are one. No jargon, no pressure, ever.
No cost, no obligation. Just honest guidance from a licensed advisor.
Tanya Garza
Your local licensed advisor
Family-Owned
Right here at home
Independent
Every carrier shopped
Licensed
A real advisor, every time
Bilingual
English & Spanish
Hi, I'm Tanya
Let's find the right fit together
Meet your advisor
A real person, right here in your corner
I'm Tanya, a bilingual, licensed life and health insurance advisor right here in Chattanooga. I got into this work after navigating a health crisis in my own family, so when you reach out, you get me: someone who takes the time to understand your situation before recommending a single plan.
As an independent agency, I'm not tied to any one company. I do the shopping and comparing across carriers, explain your options in plain English, and help you land on coverage that actually fits your life and your budget.
- I shop and compare every carrier for you, no favorites
- Honest, plain-English guidance from a licensed professional
- Coverage for individuals, families, and small businesses
Tanya Garza
Founder & Licensed Insurance Advisor
What we offer
However life looks, we've got you covered
From your family's health to your retirement and your business, we help you find the coverage that fits, all in one friendly place.
Health Insurance
Individual and family medical plans covering doctor visits, prescriptions, and preventative care.
Learn moreLife Insurance
Term and permanent policies that protect the people you love most.
Learn moreMedicare
Friendly, unhurried help with Medicare Advantage, Supplements, and Part D so you choose with confidence.
Learn moreFixed Indexed Annuities
Grow your retirement savings with built-in protection from market downturns.
Learn moreFinal Expense Coverage
Affordable whole-life coverage that eases the burden of end-of-life costs on your loved ones.
Learn moreLong-Term Care Insurance
Help covering extended care so a health event doesn't drain your savings.
Learn moreChildren's Policies
Coverage built to protect your kids today and lock in insurability for the years ahead.
Learn moreHospital Indemnity Insurance
Cash benefits that help with out-of-pocket costs during an unexpected hospital stay.
Learn moreDental & Vision
Round out your coverage with plans for cleanings, exams, glasses, and more.
Learn moreMarketplace
Enrollment help for ACA Marketplace plans, subsidies, and tax credits.
Learn moreSmall Group
Small-group benefits packages that help your business attract and keep great people.
Learn moreHealth & Life Insurance Solutions
A trusted source of advice and insurance solutions that protect what matters most, for you and everyone you love.
Explore solutionsEmployee Benefit Solutions
Improve retention and job satisfaction with the right benefits package for your team, designed to fit your small business.
Explore benefits
Who we are
A family agency
that treats you like one
Tanya Garza Insurance Advisors is a family-owned, independent agency rooted right here in the Chattanooga community. We're here to protect you from the unexpected, plan for the predictable, and make sure that when you least expect it, everything is right in front of you.
Whether you're looking for life or health coverage, we do the insurance shopping and comparing for you, so you save time and money, and never feel rushed.
Doctor Visits
Save on care
Prescriptions
Low-cost meds
Preventative
Stay ahead
Get started
Let's get you a
friendly quote
Fill out a few details and I'll get back to you right away with coverage options to look over together. No cost, no pressure, just clear answers from a licensed advisor who lives in your community.
Prefer to talk it through? Call anytime
(888) 826-9224Ready to protect what matters most?
Let's find coverage that fits your family and your budget. It only takes a few minutes to get honest, personal guidance from a neighbor you can trust.