Hospital Indemnity Insurance in Chattanooga, TN

A hospital indemnity policy is a supplemental plan designed to pay for costs associated with a hospital admission that may not be covered by your existing health insurance.

The plan covers employees who are admitted to a hospital or ICU for a covered sickness or injury, and it is available for companies with as few as two employees. Most American adults do not have enough savings to pay for unplanned medical bills, and this coverage helps by paying cash directly to you whether or not you incur out-of-pocket expenses.

Peace of mind during hospitalization

The cash payments can be used for any purpose: medical copayments and deductibles, or everyday expenses such as food, rent, and utilities. Medical insurance may help cover the hospital bills themselves, but it may not cover deductibles, co-pays, transportation, and lodging. That is where hospital indemnity coverage helps.

Speak with a licensed insurance advisor now to get a free quote and see how hospital indemnity coverage fits alongside your current plan.