Terms of Use

Last updated: November 11, 2026

These terms apply when you use tanyagarza.com, the website of Tanya Garza Insurance Advisors in Chattanooga, TN. By using the site, you agree to them. If you do not agree, please do not use the site.

General information, not advice

The information on this website is general and meant to help you learn about your options. It is not legal, tax, financial or medical advice, and it is not a recommendation of any particular plan. Insurance products, benefits, prices and availability vary by insurance company and by where you live, and they change over time. Please talk with us before you make a decision, and with your own tax or legal advisor when your situation calls for it.

Quotes and coverage

Asking for a quote on this website does not start, change or cancel any insurance coverage. Coverage begins only when an insurance company approves your application and issues a policy, and the policy itself sets out its benefits, limits and exclusions. Any quote or estimate we give you is based on the information you provide and may change after the insurance company reviews your application.

Tanya Garza is a licensed insurance agent, and we offer insurance products only where we are licensed to sell them.

Your information

When you send us a quote request or a message, our Privacy Policy explains what we collect, how we use it and the choices you have.

Our content

The text, photos, logo and design of this website belong to Tanya Garza Insurance Advisors or are used with permission. You are welcome to share links to our pages and to print pages for your own use. Please do not copy or reuse our content for commercial purposes without our written permission.

Reviews

The reviews on our Reviews page come from real clients on Google and Facebook. Each one describes that person’s own experience and is not a promise of any particular result for you.

Links to other websites

Our website links to other websites, such as insurance companies, Medicare.gov and Healthcare.gov. We do not control those sites and are not responsible for their content or their privacy practices.

Using the site fairly

Please do not misuse this website. That means no attempts to break into it or overload it, no spam or false information sent through our forms, and no automated tools used to copy it.

No guarantees

We work to keep this website accurate, up to date and available, but we provide it as is and cannot promise that it will always be free of errors or online. To the fullest extent the law allows, Tanya Garza Insurance Advisors is not liable for any loss that comes from using, or not being able to use, this website or the general information on it. Nothing in these terms limits any rights you have under your insurance policy or under the law.

Governing law

These terms are governed by the laws of the State of Tennessee.

Changes to these terms

We may update these terms from time to time. The date at the top of this page shows when they last changed.

Contact us

If you have any questions about these terms, please call us at (888) 826-9224, email [email protected], or reach out through our contact page.